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Protect your classic/collector car, rod, custom vehicle and antique and collector motorcycles with the right coverage.
- No restrictions by year, make or model
- Flexible usage and mileage
- Minimal driving experience required
- Higher liability limits and more deductible options
- Additional garaging options accepted
Policy Features
Agreed Value Coverage
- Pays the vehicle’s full insured value (less any deductible) in the event of total loss.
Zero Deductible
- Includes a zero deductible option, providing zero out of pocket cost in the event of a claim.
Mileage Plans
- The days of one-size-fits-all plans are over. They want a mileage plan that best fits their needs (2,500, 5,000 or 7,500)—now you can give it to them.
Flexible Usage with Freedom Tier
- Our Freedom Tier provides more freedom than any other collector vehicle insurance provider. True collectors are allowed 7,500 annual miles PLUS occasional general usage.
High Value Vehicle Program
- We provide coverage and discounts for vehicles valued over $150,000 or collections valued over $250,000.
Towing & Labor for Collectors (TLC) Plan
- Our comprehensive TLC Plan—affordably priced on a policy level—reimburses for much more than emergency towing & labor expenses.
Coverage for Vehicles in Restoration
- Not quite finished? No problem! In most cases, we can protect the car throughout the duration of the restoration
Inflation Guard
- Automatically increases the limit of liability up to a max of 6% at no additional cost.
Spare Parts Coverage
- Should damage or loss occur to a classic “spare part,” our policy provides up to $500 coverage at no additional cost. Additional coverage is available.
Multi-Vehicle Discount
- Available to collectors with two or more qualifying vehicles.
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